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At universities across the US, the class 2012，is celebrating the end of coll ege. But, for the estima-ted 1.8 million students receiving bachelor's de gree this spring.the financial crisis that unfolded during their first year on campus in 2008 is still casting a long shadow ov er their futures.
Almost five years after the crisis began,the overall unenmployment r ate is still above 8 perce-nt while that for resent university graduates is st uck at 6.8 percent. For many young Americans,
the promise of a degree has turned to disappointment as they find themseIves strugaling to get
their first job, still burdened by student debt. What is worse,studies show that graduating at a time of high unemploymeat can damage a young person’s earning power for the rest of their career- and have an impact on the broader econony as well.
Seventeen-year-old Chelsea Katz,who planned to atend the Univemity of Maryland in the aut-umn,said she took into account the economy an d possible dett when picking school and choos ing her degree.
A survey from Rutgers University found that about a quarter of the e mployed graduates said
their position was below their level of education a quarter said they wer e earning less than they had expected, and a quarter said they had to acept a job outside their ficl d in order to find work. These conditions are making young people hard to pay back the student loans that have become very common in higher education because rising tuition fees surpass inco me growth.
In the past decade,published prices for tuituon fees have risen by 2 9 percent at private school-s and 72 percent at public insitutions,accorlin g to the College Board. The public universities,
once seen as a ticket to higher earnings for middle and low-income stude nts, have been hard hit by deep cuts to state budgets that have transferre d more of the cost burden on to students and their families.
39.What does the underlined word "that77 in Paragraph 2 refer to?( )
A.The financial crisis.
B.The unemployment rate.
C.The promise of a degree.
D.The shadow over their future.
40.What is the prospect of many American college graduates' future care er?( )
A. Disappointing.
B. Unclear.
C. Hopeful.
D. Positive.
41.Why is it difficult for young people to repay their student loans?( )
A.The interest rates of their student loans are much higher.
B.Most of them don't want to find work after leaving college.
C.Their income growth can't keep up with rising tuition fees.
D.Most of the graduates can’t find work because of their majors.
42.What can we leam about the public universities according to the text?( )
A.They have been cutting the tuition fees.
B.They charge low-income students nothing.
C.They fond their students from poor families.
D.They are on a much tighter budget than before
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